Michelle Summers MFP, SMSF Specialist Adviser, Aged Care Accredited Specialist, Partner
Michelle is a Director of HB Financial Wealth Management Pty Ltd. She has been providing clients with professional advice since 1996. Michelle enjoys devising strategies to effectively reduce taxation, provide retirement planning and incorporating estate planning. Michelle specialises in direct investment portfolios, e.g.: through the ASX, and working with Self-Managed Superannuation Funds where appropriate for her clients. She is also experienced in providing Aged Care advice. Michelle is an Authorised Representative of Oreana Financial Services Pty Ltd.
Michelle has a Masters of Financial Planning, and a ‘Self-Managed Superannuation Fund Specialist Adviser’ accreditation with the SMSF Association. Her aged care accreditation is with Aged Care Steps. Michelle successfully passed the FASEA (Financial Adviser Standards and Ethics Authority) exam, including the (previously compulsory) Ethics subject with distinction.
Vivienne James Bachelor of Arts, CFP.
Vivienne is a director of HB Financial Wealth Management Pty Ltd
Vivienne James has worked in the financial services industry since 1980. Vivienne holds a Diploma of Financial Planning and is a Certified Financial Planner. Her previous experience includes 23 years at BT Financial Group where she was an Executive Director and Trustee Director of the BT Staff Superannuation Fund and four years as Director, Investec Private Advisers Pty Ltd.
Vivienne has completed the Australian Institute of Company Directors course and has held Board positions with the University of Western Sydney, Sydney Dance Company and International House, UNSW.
Vivienne established her own financial planning business in April 2009 and she is currently under the Oreana Financial Services Pty Ltd Dealer Licence.
Vivienne specialises in personal advice, developing financial strategies including superannuation, retirement and investment portfolio construction.
Who are Oreana Financial Services Pty Ltd?
OREANA Financial Services Pty Ltd (OREANA) is the holder of an Australian Financial Services Licence (482234) issued by the Australian Securities and Investments Commission (ASIC). HB Financial Wealth Management Pty Ltd will provide financial planning services to you as a Corporate Authorised Representative of OREANA. Your Financial Adviser acts on behalf of OREANA which means OREANA is responsible to you for the services described on this site.
Oreana Partnerships is the parent company of Oreana.